Property investment

 

Australians are big fans of investing in residential property. Generations have built their wealth on bricks and mortar, secure in the knowledge that residential real estate can deliver regular, tax-friendly rent returns and long term growth in value.

 

Choosing the right loan

 

Just as it is important to research the market for the ideal investment property, it makes sense to shop around for a loan that offers competitive rates and fees while still providing the flexibility you need to make the most of your investment.

 

This is where the expert advice of your local N1 finance broker can be extremely valuable. They can compare hundreds of loans from up to 40 lenders and advise you on the finer details of each option that could save you money in the long term.

 

Investment mortgages may come with a slightly higher interest rate, although this will depend on the lender, the area in which you buy and the type of property you select. However, broadly speaking, your investment will be similar to a home loan - you will be required to make repayments based on the loan principal, interest rate and term.

Options of particular interest to investors

 

Like an owner occupier, you can choose to use a basic or more featured standard variable rate loan to fund an investment property. However there are certain loan options that can offer particular benefits to landlords. 

For tailored advice, speak to your local N1 finance broker, who can suggest the type of loan best suited to your individual situation, goals and budget. 

 

•  Fixed rate loans

• Interest only loans 

 

 

Our lenders

N1 finance brokers have access to hundreds of different loan products from a wide range of experienced and professional lending institutions, including banks, credit unions and building societies.