
OneLend provides short term business loans to Australian SMEs.
Business Lending
Get the Loan Solutions You Need with N1 Business Lending (OneLend)
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At N1 Business Lending, we understand how SMEs have to work doubly hard to stay ahead, sustain their business and achieve significant growth. We make it a point not only to offer financing solutions that are ideal for SMEs but also make sure that our process takes into consideration their time and resources.
We value our clients more than anything, and following our simple 5-step process they need never have to question what to fill out, what requirements to procure or what steps they need to take next. Our entire process is laid out in an orderly fashion to eliminate all confusion and ensure our clients’ needs are fully met.
Leading short term alternative lender in Sydney, Australia
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Short term business finance is a growth industry that has seen an increase in demand globally, and Australia is no exception. It is because of this demand that N1 Business Lending has become a leading provider of private finance loans and short term business loans in Australia.
The company consistently delivers flexible solutions with best-in-market rates and swift and compliant loan processing. Brokers, Accountants & Financial Planners rely on our private short term finance solutions to assist their clients in bypassing cash flow issues, securing new equipment and financing expansions. We’ve helped numerous clients achieve their business goals while avoiding financial issues with ease.
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​With all of our private loans offerings, clients are assured of the best and most secure financial assistance. We strive to deliver a seamless, reputable and beneficial loan experience for both borrower and referrer. Check out more about private lending link here.
Flexible Short Term Business Loans
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Our private business loans cater to a number of different financing needs. Our clients use our loans for:
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Working capital (purchase stock, increase sales)
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Expand current business
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Business credit cards
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Equipment acquisition
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Maintenance or upgrade of existing systems or equipment
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R&D or the purchase of IP
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Acquisition of additional business
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Starting up an additional business
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Trade Finance
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Purchase of premises
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Refinancing
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Equity release, reimburse owner’s funds
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ATO liability
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Employee wages & super
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Payout business partner

0.60%pm - 0.85%pm
3 – 24 months

1.5% pm - 2% pm
3 – 24 months
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$100K – $15M
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Up to 75% LVR on residential property
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Up to 65% LVR on commercial property
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No credit scoring
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24 hours approval
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Disbursed in 5 Business Days
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No monthly fee and hidden charges
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No excessive discharge fees
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Minimum three months
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$100K – $5M
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Up to 75% LVR on residential property
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Up to 65% LVR on commercial property
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No credit scoring
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24 hours approval
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Disbursed in 5 Business Days
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No monthly fee and hidden charges
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No excessive discharge fees
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Minimum three months
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